Tempe Homes with Owner May Carry New Financing

Welcome to Tempe, a vibrant city located in Maricopa County, Arizona! Known for its lively atmosphere and diverse community, Tempe offers a perfect blend of urban convenience and outdoor beauty.

One unique feature of the real estate market in Tempe is the availability of homes with owner financing options. If you're looking for flexibility in your home purchase, you'll be pleased to know that there are properties in Tempe where the owner may carry new financing. This can be a great opportunity for buyers who may not qualify for traditional financing or who are looking for more flexible terms.

Whether you're interested in a cozy condo near the bustling downtown area or a spacious single-family home with easy access to outdoor recreation, Tempe has something for everyone. With top-rated schools, a thriving arts and culture scene, and an abundance of dining and entertainment options, Tempe is a fantastic place to call home.

As you explore the real estate market in Tempe, keep an eye out for homes with owner financing options if you're seeking a more personalized and flexible buying experience. Let the unique charm of Tempe captivate you as you search for your dream home in this dynamic city!

Newest Tempe Homes with Owner May Carry New Financing

$399,900

2 Beds ⋅ 1 Baths ⋅ 7098334 MLS ⋅ 930 SqFt.

Stop the car!! This is the perfect starter home, rental investment or a home with room to expand. Situated a large lot with no HOA, this home has a brand new roof, new flooring, fresh paint and a new sewer line. It's just steps away from the free regional bus that goes to ASU and light rail. It's a short walk to Tempe High School and to Clark Park which has a heated pool with a 17ft spiral slide, community garden, adult/kids educational center and so much more. Take advantage of the RV gate, ample RV parking, block fenced yard, large covered patio and workshop.

527 W 16th Street, Tempe

$130,000

4 Beds ⋅ 2 Baths ⋅ 7094033 MLS ⋅ 1,248 SqFt.

Manufactured home located in Chaparral Village. Newly remodeled with laminate flooring, tile showers, new roof, update appliances, and new deck. FAMILY community boasts pride of ownership with ample amenities including a spa, two swimming pools, billiards room, and club house. CHATTEL financing available.

400 W Baseline Road Unit 69, Tempe

$300,000

1 Beds ⋅ 1 Baths ⋅ 7092371 MLS ⋅ 1,035 SqFt.

Price reduced to sell. Lovely East-facing condo with direct-entry 1 car garage into laundry room and private stairs to main living level. Front door from common area overlooks the heated resort-style pool. NEW H2O HEATER in 2026. NEW HVAC SYSTEM in 2026. Large BR closet. Private balcony accessible from BR and Full-sized W/D. Breakfast bar and space for dinette. Updated lighting and ceiling fans. Community amenities include pool with hot tub; fitness center; Bar-b-que area; gated parking lot. One surface spot and one guest parking pass supplement the garage space. Previously rented annually; great for snowbirds, owner-occupant or investor.

420 W 1st Street Unit 211, Tempe

$269,900

1 Beds ⋅ 1 Baths ⋅ 7092218 MLS ⋅ 667 SqFt.

Live in DT Tempe, Single level 1 bed-1bath w/ front & back patios. Abundant lighting w/ an excellent open-concept floor plan. Wood floors in common areas & carpet in bedroom. Living area highlighted with fireplace & dining area. Kitchen equipped w/ gorgeous appliances & plenty of cabinetry. The sizable bedroom features french double doors out to the patio, & plenty of closet space,w/ mirrored sliding doors off the bathroom, full-size washer & dryer. The outdoor covered patio provides the perfect spot for outdoor living. Walk to DT TEMPE for easy lifestyle. Can be used as second home or corporate rental. Enjoy the amenities, including a community pool & spa, & a prime, convenient location to walk to Sky Train, ASU, Mill Ave, the light rail, shopping, dining, & tempe beach park

154 W 5th Street Unit 122, Tempe

$545,000

3 Beds ⋅ 2 Baths ⋅ 7083357 MLS ⋅ 1,543 SqFt.

Seller offering a 3-2-1 temporary mortgage buydown with an acceptable offer and enjoy lower monthly principal and interest payments for the first three years! Welcome to this move-in-ready 3-bedroom, 2-bathroom home in the heart of Tempe, with NO HOA and a location minutes from ASU and along the Orbit bus route. The open-concept layout features wood-look flooring, recessed lighting, and a kitchen with white shaker cabinets, granite countertops, stainless steel appliances, and an island with breakfast bar. 2021 updates include new windows, doors, flooring, and A/C. The low-maintenance backyard features turf and gravel, perfect for relaxing or entertaining. A 1-car garage and alley access add convenience, with easy access to ASU, shopping, dining, and transportation.

827 W Romo Jones Street, Tempe

$38,000

2 Beds ⋅ 2 Baths ⋅ 7075705 MLS ⋅ 768 SqFt.

Vacant - 55+ Community - prime location Tempe - Hurry! 2 Bdrm and 1 room off patio - not heated or cooled - nice to have extra Hurry! Owner will carry (finance) for 3 years w/ $15K down. Possible exception for some one 40 yrs old & above - Subject to Contempo Tempe Approval. Such a vibrant community in Tempe with social events, pickleball, swimming pool, spa, fitness center, and pet-friendly policies (up to 2 pets, fencing allowed with approval). Conveniently located approx 15 minutes from the airport, 20 minutes to Downtown Phoenix and Scottsdale, and approx 10 minutes to ASU & Mill Avenue & all the restaurants & more, easy freeway access. Enjoy Tempe Market place & more. Rush yourself to not miss this pre Christmas sale before it's SOLD, especially at this amazing p

2609 W Southern Avenue Unit 301, Tempe

$385,000

3 Beds ⋅ 2 Baths ⋅ 7071581 MLS ⋅ 1,426 SqFt.

[Sell Carry/Finance Available] Move-in ready, beautifully updated 3-bedroom, 2-bathroom townhouse in the heart of Tempe offering 1,426 sqft of comfortable living space plus a two-car garage! Upgrades include, new carpet, new interior paint, remodeled bathrooms, new kitchen counter tops and sink, new luxury vinyl plank flooring, new garage door spring, and dual pane windows. Worry free maintenance for years to come; the HVAC was replaced in 2024, water heater replaced in 2023, and new elastomeric roof coating installed in 2026. The community also includes three heated pools and RV storage. Short term rentals are allowed. Centrally located near the airport, ASU, shopping, dining, the I-10 freeway and 60.

517 W Duke Drive, Tempe

$439,900

4 Beds ⋅ 3 Baths ⋅ 7064949 MLS ⋅ 1,883 SqFt.

POSSIBLE OWNER FINANCING! Positioned in one of Tempe's most desirable corridors near Arizona State University, this turnkey 4-bedroom, 3.5-bathroom home offers exceptional cash flow and versatility. The well-maintained, 3-level interior features modern finishes, durable flooring, and a rare, finished basement complete with its own bedroom, full bathroom, laundry, and secondary living space--ideal for multi-generational living or roommate quarters. Outside amenities include a garage, carport, additional parking, and a private enclosed patio yard. HOA Benefits include landscaping and covering garbage cost. Currently tenant-occupied at approximately $2,900 per month, this move-in ready property serves as an immediate, low-cap-ex investment or a centrally located primary residence. The smart floor plan centers around a bright main-level living area and kitchen, complemented by private upstairs bedroom suites and reliable HVAC systems throughout, making the basement retreat equally functional as a dedicated home office. Location highlights include unbeatable access to campus via walking, biking, or the free Orbit shuttle, while placing residents just minutes from Mill Avenue dining, Tempe Town Lake, and major freeways. With strong appreciation potential, it remains an equally attractive long-term opportunity for owner-occupants or parents seeking prime, comfortable housing for ASU students.

2016 S Hammond Drive Unit 104, Tempe

$259,900

2 Beds ⋅ 2 Baths ⋅ 7061410 MLS ⋅ 941 SqFt.

Fresh paint, new carpet, electric fireplace, inside laundry, covered patio, granite countertops, all appliances in place and a great location in Tempe - what more could you ask for? Two community pools, (one with a heated spa), grilling facilities and a community clubhouse completes the package! Close to ASU and downtown Tempe, this cute condo is turn-key and ready for its new owners to enjoy all that living in the heart of Tempe can offer.

200 E Southern Avenue Unit 123, Tempe

$470,000

3 Beds ⋅ 3 Baths ⋅ 7055585 MLS ⋅ 1,250 SqFt.

** SELLER CARRYBACK AVAILABLE - This charming & beautifully updated home is move-in ready. This 3-bedroom, 2 bath home has been renovated from top to bottom! Enjoy peace of mind - new A/C, heater, appliances & water heater. Fresh interior & exterior paint. Dual pane windows & 12 inches of insulation. Luxury vinyl plank flooring throughout. New cabinets in kitchen & bathrooms. Additional highlights include an inside laundry room, a one-car garage, & extra parking. Easy-care yard w/artificial turf in both the front & back, automatic drip system, paver accents, & RV gate. LOCATION, LOCATION, LOCATION! IDEALLY LOCATED NEAR ASU CAMPUS! Close to light rail, Downtown Tempe, stadiums, restaurants, shopping & entertainment. Enjoy the outdoors w/easy access to Tempe Town Lake & the Rio Salado Path

1318 E Orange Street, Tempe

$425,000

7050834 MLS

This offering represents a rare opportunity to acquire a prime infill development site located 1/2 mile from Arizona State University's Main Campus, positioned squarely in the heart of Tempe's most active residential corridor. The site is ideally situated within a high-barrier-to-entry area characterized by persistent land scarcity, escalating construction activity, and stable long-term growth. Its proximity to ASU ensures a strong, consistent student housing demand base, while also attracting young professionals seeking well-located urban housing near employment, entertainment, transit, and the Mill Avenue District.

1015 S Farmer Avenue Unit 5, Tempe

$1,595,000

4 Beds ⋅ 6 Baths ⋅ 7048862 MLS ⋅ 4,884 SqFt.

Prestige meets paradise in this rare Warner Estates gem, famously the former home of legendary ASU Football Coach John Cooper. Nestled on a sprawling, oversized interior corner lot, this estate commands attention from the start with a beautiful front courtyard and a striking, custom oversized iron door. Step inside to be absolutely floored by the architectural oak beams and soaring wood ceilings that crown the living room and eat-in kitchen. Living room features a beautiful, tiled beehive fireplace. Rich, polished slate and warm wood flooring flow seamlessly throughout the home, a family room anchored by a custom wood entertainment center, into a massive formal dining room, and private den, or game room. The designer kitchen is a chef's culinary dream, showcasing large islands cascaded with premium Jurassic Granite. Built for ultimate comfort and multi-generational luxury, the home features 3 on-suites with private bath among its bedrooms, a spectacular primary suite complete with a cozy raised hearth wood-burning fireplace and private ensuite bathroom walk-in surround tile shower and soaking tub. Car enthusiasts and hobbyists will love the rare 3-car extended length garage, providing massive storage and vehicle space. The resort-style backyard is a true private sanctuary, a diving pool, an extended covered back patio for seamless outdoor entertainment, a dedicated garden area, and a highly convenient outdoor pool bathroom. With so much more to see, this legendary Tempe estate is an absolute must-view to fully appreciate its scale and luxury.

1455 E Colt Road, Tempe

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Tempe Homes with Owner May Carry New Financing

Newest Tempe Homes with Owner May Carry New Financing

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